Income test for Low Income Health Care Card

Your Low Income Health Care Card is assessed on gross income for the 8 week period ending on the day you submit your claim.

Qualifying

To qualify for a Low Income Health Care Card your income must be below the limit that applies to you for the 8 week period ending on the day you lodge your claim.

StatusWeekly incomeIncome in an 8 week period
Single, no children$527.00$4,216.00
Couple combined, no children$912.00$7,296.00
Single, one dependent child$912.00$7,296.00
For each additional child, add$34.00$272.00

Renewal

Each time you apply for, or renew your Low Income Health Care Card, you will be required to requalify. To be entitled to a new or renewed card, your weekly income must not be higher than the maximum gross income required to qualify for a Low Income Health Care Card as shown above.

Retaining

To retain the Low Income Health Care Card your weekly income must not exceed the limits below during the entitlement period. The entitlement period is from the date of issue to the date the card expires. If you exceed these limits, you lose the entitlement to use the card.

If your income changes, you must tell us. We will work out whether you are still qualified for the card and can continue to use it.

StatusWeekly incomeIncome in an 8 week period
Single, no children$658.75$5,270.00
Couple combined, no children$1,140.00$9,120.00
Single, one dependent child$1,140.00$9,120.00
For each additional child, add$42.50$340.00

Income

Account-based income streams you hold will be assessed using the deeming rules. Any deemed amount from account-based income streams from 1 January 2015 will be included as income to determine your eligibility for the Low Income Health Care Card.

Income includes:

  • employment income - wages, salary and self employment income
  • employer provided fringe benefits
  • rental income
  • reportable superannuation contributions, salary sacrifice
  • Centrelink pensions or benefits and some supplementary payments
  • Department of Veterans' Affairs payments
  • deemed income from financial investments such as bank accounts, managed investments and shares
  • deemed income from account-based income streams
  • income from income stream products such as allocated pensions, annuities and superannuation pensions
  • foreign income
  • private trusts and companies
  • compensation
  • New Enterprise Incentive Scheme
  • Paid Parental Leave
  • lump sum payments such as redundancy, leave, or termination payments. A lump sum compensation payment is assessed as income for 12 months from the date you received it

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