Income test for Low Income Health Care Card

Your Low Income Health Care Card is assessed on gross income for the 8 week period ending on the day you lodge your claim. Your income must be below the limit that applies to you. This limit varies depending on whether you are single or partnered or have dependants.

Qualifying

To qualify for a Low Income Health Care Card your income must be below the limit that applies to you for the 8 week period ending on the day you lodge your claim.

StatusWeekly incomeIncome in an 8 week period
Single, no children$519$4,152
Couple combined, no children$899$7,192
Single, one dependent child$899$7,192
For each additional child, add$34$272

Renewal

Each time you apply for, or renew your Low Income Health Care Card, you will be required to requalify. To be entitled to a new or renewed card, your weekly income must not be higher than the maximum gross income required to qualify for a Low Income Health Care Card as shown above.

Retaining

To retain the Low Income Health Care Card your weekly income must not exceed the limits below during the entitlement period. The entitlement period is from the date of issue to the date the card expires. If you exceed these limits, you lose the entitlement to use the card.

If your income changes, you must tell us. We will work out whether you are still qualified for the card and can continue to use it.

StatusWeekly incomeIncome in an eight week period
Single, no children$648.75$5,190
Couple combined, no children$1,123.75$8,990
Single, one dependent child$1,123.75$8,990
For each additional child, add$42.50$340

Income

Income includes:

  • employment income - wages, salary and self employment income
  • employer provided fringe benefits
  • rental income
  • reportable superannuation contributions, salary sacrifice
  • Centrelink pensions or benefits and some supplementary payments
  • Department of Veterans' Affairs payments
  • deemed income from financial investments such as bank accounts, managed investments and shares
  • income from income stream products such as allocated pensions, annuities and superannuation pensions
  • foreign income
  • private trusts and companies
  • compensation
  • New Enterprise Incentive Scheme
  • Paid Parental Leave
  • lump sum payments such as redundancy, leave, or termination payments. A lump sum compensation payment is assessed as income for 12 months from the date you received it