Commonwealth Seniors Health Card

To qualify for a Commonwealth Seniors Health Card you must:

• have reached Age Pension age but not qualify for a payment from us or the Department of Veterans' Affairs
• provide us with your and your partner's tax file numbers, or be granted an exemption from doing so
• meet an income test, and
• meet residency requirements

Your Commonwealth Seniors Health Card entitles you to discounts on Pharmaceutical Benefits Scheme (PBS) prescription medicines. You may also need to present your Medicare Card when lodging your prescription at the pharmacy.

You can get a discount or concession on:

• bulk-billed doctor appointments, at the discretion of the doctor
• cheaper out-of-hospital medical expenses through the Medicare Safety Net
• concessional rail travel on Great Southern Rail services, such as The Indian Pacific, The Ghan, and The Overland
• in some instances, extra health, household, transport, education, and recreation concessions that are offered by state or territory and local governments and private businesses. These providers offer concessions at their own discretion, and the availability of these concessions may vary between states and territories

The Commonwealth Seniors Health Card is subject to an adjusted taxable income test. There is no assets test.

You should have an annual adjusted taxable income of less than:

• $50,000 (singles)
• $80,000 (couples, combined), or
• $100,000 (couples, combined, for couples separated by illness or respite care or where one partner is in prison).

The adjusted taxable income limit is increased by $639.60 for each dependent child you care for.

To be eligible for Commonwealth Seniors Health Card you must satisfy residence requirements. You must be living in Australia and you must be:

• an Australian resident, or
• the holder of a special category visa

You must also:

• be physically present in Australia on the day you lodge your claim, and
• continue to meet the residence requirements for as long as you hold this card

Newly arrived residents generally have a 104 week waiting period, with some exemptions.

If you qualify for a Commonwealth Seniors Health Card, you may be entitled to other payments and services such as:

• Essential Medical Equipment Payment
• Pharmaceutical Benefits Scheme
• Seniors Supplement

Our self service options are a quick and effective way to deal with us. You can use self service where it's convenient to you and manage things yourself:

• online - you need to register to use some of the services, then you can do many things where and when it suits you
• on your mobile device - our Express Plus mobile apps are simple, fast and convenient, giving you more choices for dealing with Centrelink
• on the phone - you can self-register for Centrelink Phone Self Service
• using a self service terminal at one of our Service Centres

You need to tell us if your circumstances change when you are receiving a payment. For example, if:

• your personal circumstances change
• you change your address
• your income changes
• you do not have to lodge a tax return
• your care arrangements change
• your work or study load changes
• you leave Australia

If you do not tell us about the changes within 14 days your payment may be affected. You may be overpaid benefits and you will probably have to pay the money back.

If you deliberately do not tell us about changes, you could be charged with fraud, and a recovery fee may be imposed.

Lost or stolen card

Lost or stolen cards can be replaced. A replacement card will be sent to you by mail. It cannot be issued over the counter at a Service Centre. You can request a replacement card using online services, self service, calling us on 132 300 or visiting your nearest service centre.

There are rules about getting your payment when you leave Australia.

Read more about payments paid while outside Australia

You can authorise another person or organisation to deal with us on your behalf and receive your Centrelink payments under a correspondence or nominee arrangement.

Read more about someone to deal with us on your behalf

Read the Information you need to know about your claim for Commonwealth Seniors Health Card, Low Income Health Care Card, Foster Child Health Care Card, Ex-Carer Allowance (child) Health Care Card booklet.