Australian Government Rebate on Private Health Insurance

Families and individuals who pay private health insurance premiums may be eligible for Australian Government rebates on private health insurance. If you are paying a registered hospital and/or general private health fund insurance, your costs may be reduced.

You must be covered by the policy and must be eligible for Medicare.

There are three tiers of Australian Government rebates. The rebates are based on the amount of money you and your family earn.

Read more about the rebate amounts

Not all private health funds and private health insurance policies are eligible for Australian Government rebates. They are only available if you have a complying health insurance policy with a registered health fund/insurer. Check with your health fund to see if they are registered and if your private health insurance policy is eligible for the rebate.

The Medicare levy surcharge is for people who earn an income over the Medicare levy surcharge threshold and who choose not to have private hospital health insurance. For more information about the Medicare levy surcharge, visit the Australian Taxation Office’s website.

You can pay your premiums fortnightly, monthly, in yearly instalments or in advance. There are three ways to claim the Australian Government Rebate on Private Health Insurance.

Read more about claiming

Call us on 1300 554 463 or visit your nearest Medicare Service Centre.

The Private Health Insurance Administration Council lists the health funds registered under the Private Health Insurance Act 2007.