Concession and health care cards

Types of concession and health care cards

The type of concession or health care card you can claim will depend on:

  • the type of income support payment you receive
  • your age
  • whether you have dependants
  • other requirements

There are different types of concession and health care cards. Each card has its own eligibility requirements and concessions:

Download a copy of A guide to concession cards booklet.

Benefits and concessions

Having a concession or health care card gives you access to cheaper health care services and less expensive medicines. For example, Pharmaceutical Benefits Scheme (PBS) medicines will be cheaper, or free, once you reach the PBS Safety Net threshold.

Your partner and children may also be covered by the card if it relates to an income support payment.

If you have a Low Income Health Care Card your children may also be covered by the card.

In addition to Medicare services, concession cards can give you, your partner and dependants other concessions from state and local government authorities and private businesses.

Contact the state government health agency in your state for information on concessions available in your state or territory.

Choosing not to show your card

If you choose not to show your Medicare or concession card to the pharmacist, you may have to pay the full price for your PBS medicine.

If this happens, ask your pharmacist for an official PBS refund receipt (not just a regular docket). You must then complete and submit a PBS patient claim for refund form. The refund you get may not cover the full amount you paid for your medicine.

Going overseas

There are rules about using your concession and health care card outside of Australia.

Read more about payments while you are outside Australia.

Replacement cards

If you lose your concession or health care card, contact us and we will send you a new one.

If you need a card urgently, you can get a temporary concession card at any Service Centre.