Retrenched or made redundant

If you or your partner have taken a termination or redundancy payment from an employer, we can provide you with support while you look for work.

Termination or redundancy payment

If you or your partner have taken a termination payment, you may be subject to an Income Maintenance Period. Other waiting periods may also apply.

Voluntary unemployment

If you became unemployed voluntarily you may need to serve an Unemployment Non-payment Period. Other waiting periods may also apply.

Child Support

If you pay or receive child support you should tell us about your change of situation. Changes to your circumstances may affect the amount of child support you pay or receive. You can update your Child Support arrangement by using your Child Support online account or through myGov or by calling 131 272. Read more about changes that affect your child support.

Employment services

A Job Services Australia provider, Remote Jobs and Communities Program provider or Disability Employment Services provider can work with you to help you get back into the workforce as soon as possible. Depending on your circumstances, these providers can help with:

  • job search training and assistance, such as resumé preparation and advice on the best ways to look for work
  • access to telephones, computers, stationery and employment vacancy listings
  • access to training, skills development and other assistance you may need

We can refer you to a Job Services Australia provider in your area.

Read more about Job Services Australia and Disability Employment Services.

If you live in a remote area, you may need to participate in the Remote Jobs and Communities Program. This program provides job seekers living in remote areas with greater opportunities to gain local employment and skills to match local jobs.

Read more about the Remote Jobs and Communities Program on the Department of Employment website.

Support while you look for work

If you have lost your job, we can provide support to you while you are studying, training or looking for work and participating in activities to increase your chances of finding work.

Income support

A number of different income support payments are available that may suit your circumstances:

Use our Payment Finder to see what payments you may be entitled to.

Payments to help you study or train

There are also a range of payments to help with the cost of living while you study or train.

  • Austudy provides financial help to full time students and Australian Apprentices aged 25 or over
  • ABSTUDY provides help with costs for Aboriginal and Torres Strait Islanders who are studying or undertaking an Australian Apprenticeship
  • Youth Allowance provides financial help for young people who are:
  • studying or training full time
  • undertaking a full time Australian Apprenticeship
  • looking for work, or
  • temporarily unable to work

In addition to these payments you may also be able to get other payments to help you study or train.

The Pensioner Education Supplement helps students improve their chance of finding a job through study. It helps with the ongoing costs of full time or part time study in a secondary or tertiary course.

You may also be able to get Education Entry Payment to help with the cost of study.

Financial Information Service

The Financial Information Service is a free, confidential service to help you make informed decisions about your current and future financial and lifestyle needs.

Social work services

Our social workers can help you during difficult times in your life by providing confidential counselling, support and information.

If you are experiencing depression, anxiety or stress, you may find it helpful to talk to somebody about your mental health situation.

Information for Employers

We can help you provide support and information to your employees who are facing redundancy or retrenchment. You can tell them to contact us to register for employment services and to test their eligibility for income support. This includes employees who may not be eligible for income support, but want to access employment services.

Other government and community support services

There are a range of other organisations that provide support services and information you may find helpful. You can use Service Finder to locate assistance in your local area.

Fair Work Ombudsman

If you have been made redundant and want to check if you have received the correct entitlements, read the information on the Fair Work Ombudsman website. They may be able to help you recover any outstanding entitlements.

Fair Entitlements Guarantee and the General Employee Entitlements and Redundancy Scheme

If you lose your job because your employer went bankrupt or entered liquidation, you may be able to get financial assistance to cover some unpaid entitlements thorough the Fair Entitlements Guarantee or the General Employee Entitlements and Redundancy Scheme.

Fair Entitlements Guarantee (FEG)

If you employer went bankrupt or entered liquidation on or after 5 December 2012, you may be able to claim some of your unpaid entitlements through FEG. Read more on the Fair Entitlements Guarantee website.

General Employee Entitlements and Redundancy Scheme (GEERS)

Where your employer went bankrupt or entered liquidation before 5 December 2012, limited financial assistance may still be available to you through the GEERS. Read more on the General Employee Entitlements and Redundancy Scheme website.

You cannot make a claim for unpaid employer superannuation contributions through FEG or GEERS. Read more about claiming your outstanding superannuation on the Australian Taxation Office website.

Structural adjustment program

If you have been made redundant from an eligible company in the automotive, manufacturing and textile; or clothing and footwear industry, you may be able to receive extra support. Read more on the Department of Employment website.

Temporary financial relief

Temporary financial relief may be available if you are having trouble paying off a loan or mortgage because of losing your job. Contact your bank or financial institution to find out how they can help you.

If they do not agree to a reasonable request made by you, you can contact the Financial Ombudsman Service or the Credit Ombudsman Service via their websites and ask to have the decision reviewed.

MoneySmart The MoneySmart website has information to help you make the most of your money. Visit the Losing your job section on the MoneySmart website.

If you are experiencing depression, anxiety or stress, you may find it helpful to talk to somebody about your mental health.

This information was printed from humanservices.gov.au It may not include all of the relevant information on this topic. Please consider any relevant site notices at humanservices.gov.au/siteinformation when using this material.