Modifications to your home or motor vehicle

If you are eligible you can apply for the early release of your superannuation benefits for home or vehicle modification expenses.

Eligibility

You may be eligible for an early release of superannuation for home or vehicle modification expenses if you can’t afford to pay for it without accessing superannuation and:

  • you or your dependant has a severe disability and you need to modify your home or vehicle to accommodate your own needs, or the needs of a dependant, or
  • you need to purchase disability aids to accommodate a severe disability

You will not be eligible for an early release of superannuation for home or vehicle modification expenses if:

  • you or your dependant’s medical condition has not been diagnosed as a severe disability
  • you are applying to modify a dependant’s home that is not your principal place of residence, or
  • you or your dependant are unable to work due to a severe disability and you need help paying living expenses

Supporting documents

Home or vehicle modification expenses

You need to provide a report from a registered medical practitioner who has treated you or your dependant for a severe disability which states:

  • that the condition is a severe disability
  • that modifications are needed to your home or vehicle to accommodate the severe disability
  • the specific modifications needed, and
  • why the specific modifications are needed

The report needs to:

  • clearly show the medical practitioner’s qualifications
  • be signed and dated, and
  • be no more than 6 months old

Purchase of disability aids

You need to provide a report from a registered medical practitioner who has treated you or your dependant for a severe disability which states:

  • the condition is a severe disability
  • the specific aids needed to accommodate the severe disability, and
  • how the aids will accommodate the severe disability

The report needs to:

  • clearly show the medical practitioner’s qualifications
  • be signed and dated, and
  • be no more than 6 months old

Evidence of dependency

Read more about who is considered a dependent and evidence needed if you are applying for an early release of superannuation to meet expenses for a dependant.

Quotes or unpaid invoices

You need to provide quotes or unpaid invoices from relevant service providers that show the amount you need to pay for expenses.

The quotes or unpaid invoices provided must:

  • show the amount that you need to pay for every expense you are applying for, and
  • be within the relevant timeframe - quotes can be no more than 6 months old and unpaid invoices no more than 30 days old

Maximum release amount

The maximum amount that can be considered for release within a 12 month period is the amount equal to the cost of the modifications or disability aids.

What you need to do

To apply for an early release of superannuation for home or vehicle modifications or disability aids you need to:

Read more about how to apply.

Page last updated: 7 March 2016