Personal income test for Austudy and Youth Allowance

We use income and assets tests to see if you’re eligible for a payment and work out how much you’ll get.

About the income test

We use the income test to help us work out your payment. How much you earn affects your payment.

We may also use a partner income test, an assets test and a parental means test. We’ll base your rate on the test that results in the lowest payment rate.

Your payment depends on:

  • how much your income is, and
  • how much your assets are worth

If you have a partner, we’ll need to know about their income and assets as well. Their income and assets might change how much you can get.

Child support payments don’t count as income.

Students and Australian Apprentices

You can earn money while you’re on Austudy or Youth Allowance. But we’ll start to reduce your payment if you earn over $437 a fortnight. The amount your payment reduces by depends on how much more you earn.

The Income Bank can help you keep more of your payment. You can get credits if you earn less than $437 in a fortnight and use them when you earn more than $437 in a fortnight.

The tables below show how your income affects your payments.

The amounts are before tax.

If you're If you earn between $437-$524 your fortnightly payment reduces by If you earn more than $524 your fortnightly payment reduces by Your payment reduces to $0 once your income reaches the maximum of
single, under 18, living at home 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $857.17
single, over 18, living at home 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $939.34
single or in a couple, no children, living away from home 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $1,192.34
in a couple with children 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $1,265.17
single with children 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $1,422.34

Youth Allowance job seekers

If you get Youth Allowance as a job seeker you can earn money. We’ll start to reduce your payment if you earn more than $143 a fortnight. The amount we reduce your payment by will depend on how much more a fortnight you earn.

If you're If you earn between $143-$250 your fortnightly payment reduces by If you earn more than $250 your fortnightly payment reduces by Your payment reduces to $0 once your income reaches the maximum of
single, under 18, living at home 50 cents for each dollar you earn over $143 $53.50 plus 60 cents for each dollar you earn over $250 $566.50
single, over 18, living at home 50 cents for each dollar you earn over $143 $53.50 plus 60 cents for each dollar you earn over $250 $648.67
single or in a couple, no children, living away from home 50 cents for each dollar you earn over $143 $53.50 plus 60 cents for each dollar you earn over $250 $901.67
in a couple with children 50 cents for each dollar you earn over $143 $53.50 plus 60 cents for each dollar you earn over $250 $974.50
single with children 50 cents for each dollar you earn over $143 $53.50 plus 60 cents for each dollar you earn over $250 $1,131.67
single main carer of dependent children, with an exemption for foster caring, home schooling, distance education or large family 50 cents for each dollar of income you earn above $143 $53.50 plus 60 cents for each dollar you earn above $250 $1,411.67

Other

If you’ve previously been long-term unemployed before moving onto Austudy or Youth Allowance as a student you can still earn money. We might reduce your payment if you earn more than $437 a fortnight.

The amount we reduce your payment by will depend on how much more a fortnight you earn.

These amounts only apply if:

  • you haven’t had a job for at least 26 out of the last 39 weeks
  • you’re over 22 years old
  • you’re starting a full time course that will take 12 months or more to finish
  • you don’t have a dependent child, and
  • you’ve been getting an income support payment other than a student payment
If you're If you earn between $437-$524 your fortnightly payment reduces by If you earn more than $524 your fortnightly payment reduces by Your payment reduces to $0 once your income reaches the maximum of
single, living at home 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $1,050.17
single, living away from home 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $1,351.84
in a couple, no children 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $1,265.17

Your partner’s income

Your partner’s income may affect your rate of payment. What they earn can change how much you get.

There’s a maximum amount they can earn before we start to reduce your payment. We reduce your payment by 60 cents for every dollar your partner earns over this amount. You can call the student and trainees line to check what your partner’s maximum amount is.

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Page last updated: 6 June 2017

This information was printed Thursday 17 August 2017 from humanservices.gov.au/customer/enablers/personal-income-test-austudy-and-youth-allowance It may not include all of the relevant information on this topic. Please consider any relevant site notices at humanservices.gov.au/siteinformation when using this material.