Health Care Card
Gives you access to cheaper prescription medicines under the Pharmaceutical Benefits Scheme (PBS) and to various concessions from the Australian Government.
Eligibility & payment rates
You may be eligible for a Health Care Card if you get specific payments or supplements from us or the maximum rate of Family Tax Benefit Part A.
A Health Care Card entitles you to cheaper prescription medicines under the Pharmaceutical Benefits Scheme (PBS).
You may be eligible for other concessions from the Australian Government. Some of these concessions may also be available for a dependent child.
Benefits could include:
- bulk billing for doctor’s appointments, as decided by your doctor
- more refunds for medical expenses through the Medicare Safety Net
- assistance with hearing services through the Office of Hearing Services
- discounted mail redirection through Australia Post
State and territory governments and local councils may offer concessions such as:
- energy and electricity bills
- healthcare costs, including ambulance, dental and eye care
- public transport costs
Please check with your state and territory government about what concessions are available to Health Care Card holders. Concessional entitlements may vary between states and territories.
When using Medicare services, you need to present your Medicare card.
Once you have read about eligibility the next steps are:
- find out if you need to submit a claim or will automatically get one before you start
- register an intent to claim
- choose your claiming option
- provide supporting documents
- submit your claim
- we will assess your claim and let you know the outcome
Your Health Care Card is issued for 1 year from the date you are granted the qualifying payment.
It is automatically renewed annually if you remain eligible for that payment. If you receive:
If you have a concession or health care card, you can also access a digital image of it from the Digital Wallet on the Express Plus Centrelink mobile app.
The Digital Wallet lets you present your concession or health care card using your smart device.
However, some concession providers don’t accept digital cards and you will still need to use your physical or interim concession card.
If your concession or health care card is no longer active, EXPIRED will appear across the card. An expired card will be displayed for 28 days before it’s no longer available through the app.
The Express Plus Centrelink mobile app is a simple, fast and mobile way for you to manage your Centrelink business.
You need to tell us if your circumstances change while you hold a Health Care Card—for instance, if your income goes up, you start or return to work, or you change your address.
If you stop receiving your payment, we will automatically cancel your Health Care Card.
If you return to work, you need to ask us whether you can keep your Health Care Card for a short time.
There are concession card rules that might affect you if you leave Australia.
To remain eligible for a Health Care Card or Pensioner Concession Card while you are outside Australia, you must continue to meet the qualification rules for your card.
Concession and health care cards can help you access cheaper health care services and medicines.
Select the options that describe your circumstances, then explore a suggested list of possible Centrelink and Medicare payments and services online.
Select your state and topics of interest to find links to government and community organisation support.
Getting control of your money can be hard, but we’ve got some great advice and tools to help. Read more about budgeting, borrowing and credit, and managing debt, to help manage your money.