Health Care Card
Gives you access to cheaper prescription medicines under the Pharmaceutical Benefits Scheme (PBS) and to various concessions from the Australian Government.
Eligibility & payment rates
You may be eligible for a Health Care Card if you get specific payments or supplements from us or the maximum rate of Family Tax Benefit Part A.
A Health Care Card entitles you to cheaper prescription medicines under the Pharmaceutical Benefits Scheme (PBS).
You may be eligible for other concessions from the Australian Government. Some of these concessions may also be available for a dependent child.
Benefits could include:
- bulk billing for doctor’s appointments, as decided by your doctor
- more refunds for medical expenses through the Medicare Safety Net
- assistance with hearing services through the Office of Hearing Services
- discounted mail redirection through Australia Post
State and territory governments and local councils may offer concessions such as:
- energy and electricity bills
- healthcare costs, including ambulance, dental and eye care
- public transport costs
Please check with your state and territory government about what concessions are available to Health Care Card holders. Concessional entitlements may vary between states and territories.
When using Medicare services, you need to present your Medicare card.
Your Health Care Card is issued for 1 year from the date you are granted the qualifying payment.
It is automatically renewed annually if you remain eligible for that payment. If you receive:
Have your concession or health care card with you everywhere you take your phone.
You need to tell us if your circumstances change while you hold a Health Care Card—for instance, if your income goes up, you start or return to work, or you change your address.
If you stop receiving your payment, we will automatically cancel your Health Care Card.
If you return to work, you need to ask us whether you can keep your Health Care Card for a short time.
There are concession card rules that might affect you if you leave Australia.
There are limits on how long your card remains current when you travel outside Australia.
Concession and health care cards can help you access cheaper health care services and medicines.
Find, estimate and compare payments and services you may be eligible for. You can also work out what a change in circumstance might mean for the payments and services you currently receive from us.
We’ve got advice and tools to help you with budgeting, borrowing and credit, and managing debt.
Read about how to manage your money.