Midwife Professional Indemnity Scheme
MPIS provides financial assistance to eligible insurers who provide indemnity to eligible midwives.
Level 1 Commonwealth Contributions (Claims Scheme)
From 1 July 2010, the insurer will pay the first $100,000 for each Level 1 claim.
For each claim over $100,000, the Government will pay, via the insurer, 80% of the cost that exceeds the threshold, up to a ceiling of $2 million.
A claim of $500,000 exceeds the threshold by $400,000. The insurer pays the first $100,000 and 20% of the remaining $400,000, and the Government pays 80% of $400,000.
Level 2 Commonwealth Contributions (Claims Scheme)
From 1 July 2010, the insurer will pay the first $100,000 for each Level 2 claim.
For each claim that exceeds $2 million, we will pay, via the insurer, at the Level 1 rate for the first $2 million, plus 100% of the cost of the claim above the threshold.
Run-off Cover Commonwealth Contributions (Claims Scheme)
From 1 July 2010, under the Run-off scheme eligible claims will be paid by us. The insurer will pay an annual levy on total premium costs. Levies collected will fund midwife Run-off Cover claims.
Run-off Cover is designed to assist an eligible insurer cover claims made against midwives who:
- are retired
- were not engaged in private practice during the preceding 3 years
- have a permanent disability
- are deceased
- are on maternity leave, or
- have permanently left private midwifery practice in Australia
Run-off Cover Commonwealth contributions reimburse the insurer 100% of an eligible claim.
The MPIS claim process is completed online through the Health Professional Online Services (HPOS) system.
A checklist in the electronic claim system allows insurers to check that they have provided the required documentation to support their claim.
Step by step instructions is available to insurers on:
- searching for midwives or existing claims
- submitting a new claim
- adjusting a completed claim
Read more about accessing the Midwife Professional Indemnity Scheme using HPOS.
Insurers will receive a notification with advice that we have received your claim and that it is under assessment. Insurers will also be sent a notification to notify you of the outcome of your claim.
For additional assistance, contact us at the Midwife Professional Indemnity Contact Centre.