Income teirs for rebates on private health insurance

Rebate tiers are income tested. The rebate you can get depends on your income.

The rebate is income tested. If your income is higher than the thresholds on the Private Health Insurance Ombudsman website you may not be eligible.

Income thresholds

Most Australians with private health insurance currently receive a rebate from the Australian Government to help cover the cost of their premiums. The private health insurance rebate is income tested.

Read more about income thresholds on the Private Health Insurance Ombudsman website.

Rebate amounts

The rebate you receive is a percentage of your insurance premium based on your tier and the age of the oldest person covered by the policy.

Read more about private health on the Private Health Insurance Ombudsman website.

Medicare levy surcharge

The Medicare levy surcharge is for people who earn an income over the Medicare levy surcharge threshold and who choose not to have private hospital health insurance.

The Medicare levy surcharge rate depends on which income tier you are in.

Base Tier Tier 1 Tier 2 Tier 3
0.0% 1.0% 1.25% 1.5%

Read more about the Medicare levy surcharge on the Australian Taxation Office website.

Page last updated: 18 October 2017