Income test for Low Income Health Care Card

To get a Low Income Health Care Card your income must be under the limit.

How the income test works

We assess your Low Income Health Care Card on your gross income for the 8 week period ending on the day you submit your claim.

Your income must be below the amount in the table for your situation.

Status Weekly income Income in an 8 week period
Single, no children $546.00 $4,368.00
Couple combined, no children $943.00 $7,544.00
Single, one dependent child $943.00 $7,544.00
For each additional child, add $34.00 $272.00

Renewal

When you apply for, or renew your card each year you need to pass the income test again.

To keep the card

To keep your card, your weekly income mustn’t go over the limit below, before your card expires. If it does we will cancel your card.

If your income changes, you must tell us. We will work out if you can keep your card.

Status Weekly income Income in an 8 week period
Single, no children $682.50 $5,460.00
Couple combined, no children $1,178.75 $9,430.00
Single, one dependent child $1,178.75 $9,430.00
For each additional child, add $42.50 $340.00

Income

Income includes:

  • employment income - wages, salary and self employment income
  • employer provided fringe benefits
  • rental income
  • reportable superannuation contributions, salary sacrifice
  • Centrelink pensions or benefits and some supplementary payments
  • Department of Veterans' Affairs payments
  • deemed income from financial investments such as bank accounts, managed investments and shares
  • deemed income from account-based income streams
  • income from income stream products such as superannuation pensions and defined benefit income streams
  • foreign income
  • private trusts and companies
  • compensation, including periodical and lump sum
  • New Enterprise Incentive Scheme
  • Paid Parental Leave
  • lump sum payments such as redundancy, leave, or termination payments

How we assess a lump sum payment

We asses a lump sum compensation payment as income for 12 months from the date you get it. This includes redundancy payments and lump sum leave payments, where you’re not returning to the same employer after your leave period has ended.

Page last updated: 20 September 2017