RHCA - 405 and 410 visa holders from Finland

You must meet certain criteria to enrol in Medicare under the Reciprocal Health Care Agreement (RHCA) we have with Finland.

Eligibility

You must be from Finland, and:

  • hold a visa subclass 405, or
  • 410 - if you applied for it or we issued it after 1 December 1998

If you have a 405 visa or 410 visa

You’re eligible if you’re:

  • a Finnish resident
  • temporarily in Australia, but not a resident

Criterion 1 - prove you’re a Finnish resident

To prove you’re a resident of Finland you need 1 or more of the following:

  • a Finnish passport
  • a sickness insurance card from the Finnish Social Insurance Institution
  • a European Health Insurance Card with the initials FI

If you have this proof, we need to determine if you’re an Australian resident. Read Criterion 2.

You’re not eligible

If you can’t prove your residency in Finland, the RHCA doesn’t cover you. This means you’re not eligible for Medicare under this agreement.

Criterion 2 - determine if you’re an Australian resident

You’ve shown us proof that you’re a resident of Finland. Now we need to determine if you’re an Australian resident.

You may be eligible if you arrived in Australia for the first time:

  • in the past 12 months,  and haven’t been here for more than 6 months – this is either in a row or with gaps
  • more than 12 months ago – even if you haven’t been here for more than 6 months in the last 12 months – this is either in a row or with gaps

If you meet this criteria, we need to establish if you normally live in Australia. Read criterion 3.

You’re not eligible

If you lived in Australia for more than 6 months in the past 12 months – this is either in a row or with gaps, the RHCA doesn’t cover you. This means you’re not eligible for Medicare under this agreement.

Criterion 3 - determine if you normally live in Australia

We consider you may normally live here if:

  • you plan to spend more than 6 of the next 12 months here
  • you’ve had a regular and significant pattern of visits here for several years
  • you own property here
  • you lease or rent property here
  • you have a spouse, parent, or children living here
  • you have a job here
  • you have a bank account here
  • you have a car registered in your name here
  • you have ties to the community here – for example you belong to a club

If less than 3 of these apply to you, you may be eligible for Medicare under the RHCA we have with Finland for 405 or 410 visa holders.

You’re not eligible

If 3 or more of the points above apply to you, the RHCA doesn’t cover you. This means you’re not eligible for Medicare under this agreement.

How to enrol in Medicare

If you think you're eligible under the RHCA, you’ll need to:

  • fill in the Medicare enrolment application form
  • get certified copies of:
    • the documents to prove you’re a Finnish resident
    • a statutory declaration stating details to support that you’re a resident of Finland and not of Australia

Post your form and documents to the:

Department of Human Services
Medicare
PO Box 9822
Melbourne VIC 3001

Page last updated: 28 August 2017