RHCA - visiting Belgium

The Reciprocal Health Care Agreement (RHCA) we have with Belgium may cover some of your medical costs in the Belgian public health system.

It must be essential care that can’t wait till you get home.

You’ll still need to pay some of the costs for each service. Different patient charges apply for all services and treatments.

What’s covered

It covers:

  • staying in hospital - you’ll pay an admission fee and a small daily fee
  • services received in hospital - you’ll be partially reimbursed for these
  • care from a GP or specialist doctor - you’ll pay 25% to 40% of the cost
  • some dental care if you have a referral from a doctor - you’ll pay 25% to 40% of the cost
  • some allied health services such as physiotherapy if you have a referral from a doctor - you’ll pay 25% to 40% of the cost
  • some prescription medicines
  • 50% of the cost of ambulance travel

What it doesn’t cover

It doesn’t cover:

  • some pharmaceutical medicines
  • health services and products that:
    • aren’t in the benefit package, or
    • don’t meet the conditions
Your travel insurance may cover these and other extra costs.

What to do

You should register with a Belgian health insurance fund if you’re staying there for more than 1 year.

You’ll get an e-ID or ISI+ card. You can use this:

  • to claim refunds for health care costs
  • at hospitals and pharmacies to bill costs directly to your fund

If you’re in Belgium for less than 1 year, or haven’t registered with a Belgian health insurance and you need to claim reimbursement, you’ll need to:

  • pay for the service at the time
  • take the receipt, passport and your Medicare card to any health insurance fund

Page last updated: 28 August 2017