The main income support payment for people who have reached age pension age.
- reached age pension age
- under the income and assets test limits
- an Australian resident, normally for at least 10 years
Eligibility & payment rates
To be eligible for Age Pension you must be 65 or older.
On the day you claim Age Pension you must be an Australian resident and be in Australia.
Income test for pensions
Your income can reduce your pension.
The value of the assets you own affects if you can get Age Pension, and how much you can get.
We use income and assets tests to work out how much Age Pension you get.
Check if you’re eligible before you start your claim.
- find out what you need to start your claim
- complete the claim online or visit a Service Centre, if you can’t do this you will need to complete a paper claim form and an income and assets form
- submit the form and other documents we ask for
- wait for us to assess your claim and tell you the result
Managing your payment
Try self service
Do your Centrelink, Medicare and Child Support business using self service options, including our Express Plus mobile apps, online accounts and phone self service.
Read more about using self service.
Change of circumstances
We need to know about changes that could reduce your Age Pension payment.
You may get part of your income support early. This is an advance payment. You pay it back later out of your payments from us.
If you travel outside Australia
You can normally get Age Pension while outside Australia. We base the amount we can pay you on how long you’re away for.
Income and assets from outside Australia
If you or your partner get income from, or have assets outside Australia, we may have to reduce the amount of Age Pension you get.
Someone to deal with us on your behalf
If you want someone else to deal with us, you can authorise them to enquire, act or get payments for you.
Weekly payment option
Some people can get income support payments each week instead of each fortnight.
How much you or your partner earn affects your payment. We need to know what you and your partner earn so we pay you the right amount.
My bank account is overdrawn
You can get help to manage your money if your bank account is overdrawn.
Social security agreements with other countries
If you lived in another country and are able to get a pension from them, you need to tell us.
Payment and Service Finder
Find, estimate and compare payments and services you may be eligible for. You can also work out what a change in circumstance might mean for the payments and services you currently receive from us.
Manage your money
We’ve got advice and tools to help you with budgeting, borrowing and credit, and managing debt.
Read about how to manage your money
Regular deductions using Centrepay
You can use our free and voluntary service to pay bills as regular deductions from your Centrelink payments.
Read more about how Centrepay works