Austudy

Income test

We use income and assets tests to see if you’re eligible for a payment and work out how much you’ll get.

About the income test

We use an income test to help us work out your payment. Your income can affect your payment.

Your payment depends on:

Child support payments don’t count as income.

We may also use a partner income test, an assets test and a parental means test. We’ll base your rate on the test that results in the lowest payment rate.

If you have a partner, we need to know about their income and assets as well. Their income and assets might affect how much you can get.

Students and Australian Apprentices

You can earn money while you get Austudy or Youth Allowance. We’ll start to reduce your payment if your income and earnings are over $437 a fortnight. The amount your payment reduces by depends on how much more income you have.

The Income Bank can help you keep more of your payment. You can get credits if your income is less than $437 in a fortnight and use them when it’s more than $437 in a fortnight.

These tables show how your income affects your payments.

The amounts are before tax.

Your situation If you earn between $437-$524 your fortnightly payment reduces by If you earn more than $524 your fortnightly payment reduces by Your payment reduces to $0 once your income reaches the maximum of
Single, under 18, living at home 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $864.84
Single, over 18, living at home 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $948.50
Single or in a couple, no children, living away from home 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $1,206.17
In a couple with children 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $1,280.34
single with children 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $1,440.50

Job Seekers

If you get Youth Allowance as a job seeker you can earn money and still get your payment. We’ll start to reduce your payment if you earn more than $143 a fortnight. The amount we reduce your payment by will depend on how much more you earn in a fortnight.

Your situation If you earn between $143-$250 your fortnightly payment reduces by If you earn more than $250 your fortnightly payment reduces by Your payment reduces to $0 once your income reaches the maximum of
Single, under 18, living at home 50 cents for each dollar you earn over $143 $53.50 plus 60 cents for each dollar you earn over $250 $574.17
Single, over 18, living at home 50 cents for each dollar you earn over $143 $53.50 plus 60 cents for each dollar you earn over $250 $657.84
Single or in a couple, no children, living away from home 50 cents for each dollar you earn over $143 $53.50 plus 60 cents for each dollar you earn over $250 $915.50
In a couple with children 50 cents for each dollar you earn over $143 $53.50 plus 60 cents for each dollar you earn over $250 $989.67
Single with children 50 cents for each dollar you earn over $143 $53.50 plus 60 cents for each dollar you earn over $250 $1,149.84
Single and the main carer of dependent children, with an exemption for foster caring, home schooling, distance education or large family 50 cents for each dollar of income you earn above $143 $53.50 plus 60 cents for each dollar you earn above $250 $1,435.17

Long term income support

If you’ve been getting income support over a long term, we might reduce your payment if your income is more than $437 a fortnight.

The amount we reduce your payment will depend on how much more income you have in a fortnight.

These amounts apply if:

  • you’ve been getting an income support payment that isn’t a student payment for at least 26 of the last 39 weeks
  • you’re over 22 years old, and
  • you don’t have a dependent child
Your situation If you earn between $437-$524 your fortnightly payment reduces by If you earn more than $524 your fortnightly payment reduces by Your payment reduces to $0 once your income reaches the maximum of
Single, living at home 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $1,061.34
Single, living away from home 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $1,368.67
In a couple, no children 50 cents for each dollar you earn over $437 $43.50 plus 60 cents for each dollar you earn over $524 $1,280.34

Your partner’s income

If you have a partner, their income may affect how much you get.

There’s a maximum amount they can earn before we start to reduce your payment. We reduce your payment by 60 cents for every dollar your partner earns over this amount. You can call the student and trainees line to check what your partner’s maximum amount is.

Page last updated: 4 June 2018