Commonwealth Seniors Health Card

A concession card to get cheaper health care and some discounts if you’ve reached age pension age.

Eligibility basics

  • over pension age
  • unable to get a payment from us or the Department of Veterans’ Affairs
  • under the income test limit
  • meet residence rules

Commonwealth Seniors Health Card sample image



You can get a Commonwealth Seniors Health Card if you meet certain criteria.

Read more about eligibility

Non-income tested card

We may have cancelled your pension on 1 January 2017 because of changes to the pension assets test.

Read more about a non-income tested card


With a Commonwealth Seniors Health Card you can get cheaper medicine.

Benefits of a Commonwealth Seniors Health Card

Income test

You must meet an income test to get a Commonwealth Seniors Health Card.

Read more about the income test

Adjusted taxable income

We will use your adjusted taxable income to assess your eligibility for some payments, supplements, support and benefits.

Read more about adjusted taxable income

Residence rules

To be eligible for a Commonwealth Seniors Health Card you must be in Australia on the day you claim.

Read more about residence rules


Check if you're eligible before you start your claim.


  • find out what you need before you start your claim
  • fill in your claim form
  • submit the form and other documents we ask for
  • wait for us to assess your claim and tell you the result

Next read more about claiming


Renewing and replacing a card

If you're eligible for a Commonwealth Seniors Health Card, we renew your card each year in August. We can also replace a lost or stolen card.

Read more about renewing or replacing your card

Digital Wallet

Have your concession or health care card with you everywhere you take your phone.

Read more about the Digital Wallet

Try self service

Do your Centrelink, Medicare and Child Support business using self service options, including our Express Plus mobile apps, online accounts and phone self service.

Read more about using self service.

Change of circumstances

We need to know about changes that could stop you from having a Commonwealth Seniors Health Card.

Read more about change of circumstances

While travelling outside Australia

To remain eligible for a Commonwealth Seniors Health Card while you are outside Australia, you must continue to meet the qualification rules for this card.

Read more about eligibility while outside Australia

Someone to deal with us on your behalf

If you want someone else to deal with us, you can authorise them to enquire, act or get payments for you.

Read more about someone to deal with us on your behalf


Other concession and health care cards

Concession and health care cards can help you access cheaper health care services and medicines.

Payment and Service Finder

Find, estimate and compare payments and services you may be eligible for. You can also work out what a change in circumstance might mean for the payments and services you currently receive from us.

Start using Payment and Service Finder

Manage your money


We’ve got advice and tools to help you with budgeting, borrowing and credit, and managing debt.

Read about how to manage your money

Eligibility & payment rates

Changes if you receive family payments

A number of changes affect you if you receive family payments.

Read more about changes to family payments

Page last updated: 2 March 2018