A concession card to get cheaper health care and some discounts if you’ve reached age pension age.
- over pension age
- unable to get a payment from us or the Department of Veterans’ Affairs
- under the income test limit
- meet residence rules
Eligibility & payment rates
You can get a Commonwealth Seniors Health Card if you meet certain criteria.
Non-income tested card
We may have cancelled your pension on 1 January 2017 because of changes to the pension assets test.
With a Commonwealth Seniors Health Card you can get cheaper medicine.
You must meet an income test to get a Commonwealth Seniors Health Card.
Adjusted taxable income
We will use your adjusted taxable income to assess your eligibility for some payments, supplements, support and benefits.
To be eligible for a Commonwealth Seniors Health Card you must be in Australia on the day you claim.
Changes if you receive family payments
A number of changes affect you if you receive family payments.
Check if you're eligible before you start your claim.
- find out what you need before you start your claim
- fill in your claim form
- submit the form and other documents we ask for
- wait for us to assess your claim and tell you the result
Renewing and replacing a card
If you're eligible for a Commonwealth Seniors Health Card, we renew your card each year in August. We can also replace a lost or stolen card.
Have your concession or health care card with you everywhere you take your phone.
Try self service
Do your Centrelink, Medicare and Child Support business using self service options, including our Express Plus mobile apps, online accounts and phone self service.
Read more about using self service.
Change of circumstances
We need to know about changes that could stop you from having a Commonwealth Seniors Health Card.
While travelling outside Australia
To remain eligible for a Commonwealth Seniors Health Card while you are outside Australia, you must continue to meet the qualification rules for this card.
Someone to deal with us on your behalf
If you want someone else to deal with us, you can authorise them to enquire, act or get payments for you.
Other concession and health care cards
Concession and health care cards can help you access cheaper health care services and medicines.
Payment and Service Finder
Find, estimate and compare payments and services you may be eligible for. You can also work out what a change in circumstance might mean for the payments and services you currently get from us.
Manage your money
We’ve got advice and tools to help you with budgeting, borrowing and credit, and managing debt.
Read about how to manage your money.