A way to get some of your super before retirement age only if there are compassionate grounds.
Early release of super is only for unpaid costs. You can’t get it if you’ve already paid – even if you used a loan, a credit card or money from family or friends.
You can only apply to get your superannuation released early for a few reasons.
If you release your superannuation early, it may impact the amount of other payments you get.
Grounds for early release
You normally can’t use your super until you reach preservation age. In rare cases your super fund may let you have some of the money early.
About compassionate grounds
We can approve early release of some super if you can meet one of the specific compassionate grounds for needing it.
Early release of super to help a dependant
You can apply for early release of super to help your partner, child or other dependant. It must be for compassionate grounds.
Before you start, check:
- if you’re eligible
- who to apply to
To apply to your super fund, contact them directly.
To apply to us:
- find out what you need
- fill in your form
- submit your form and documents
- wait for us to tell you the result
Payment and Service Finder
Find, estimate and compare payments and services you may be eligible for. You can also work out what a change in circumstance might mean for the payments and services you currently receive from us.
Manage your money
We’ve got advice and tools to help you with budgeting, borrowing and credit, and managing debt.
Read about how to manage your money.