A way to get some of your super before retirement age only if there are compassionate grounds.
Early release of super is only for unpaid costs. You can’t get it if you’ve already paid – even if you used a loan, a credit card or money from family or friends.
Who can apply
You can only apply to get your superannuation released early for a few reasons.
If you release your superannuation early, it may impact the amount of other payments you get.
Grounds for early release
You normally can’t use your super until you reach preservation age. In rare cases your super fund may let you have some of the money early.
Early release of super to help a dependant
You can apply for early release of super to help your partner, child or other dependant. It must be for compassionate grounds.
About compassionate grounds
We can approve early release of some super if you have compassionate grounds for needing it.
You may be able to get early release of super to pay for medical treatment or travel to medical treatment.
You may be able to get early release of super if a lender threatens to sell your home.
If you have a severe disability you may be able to get early release of super to modify your home or car or buy disability aids.
You may be able to get early release of super to pay for palliative care.
You may be able to get early release of super to pay for a partner, child or other dependent's funeral.
Before you start, check:
- who to apply to
- if you’re eligible
To apply to your super fund, contact them directly.
To apply to us:
- find out what you need
- fill in your form
- submit your form and documents
- wait for us to tell you the result
Payment and Service Finder
Find, estimate and compare payments and services you may be eligible for. You can also work out what a change in circumstance might mean for the payments and services you currently get from us.
Manage your money
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Read about how to manage your money.