A concession card to get cheaper health care and some discounts if you’re on a low income.
- under the income test limits
- meet residence rules
Eligibility & payment rates
Who can get a card
You may be able to get a Low Income Health Care Card if your income is below the limit in the income test.
To get a Low Income Health Care Card your income must be under the limit.
On the day you apply for a Low Income Health Care Card you must be in Australia.
You and your dependent child can get benefits if you have a Low Income Health Care Card.
Non-income tested card
If your payment was cancelled on 1 January 2017 because of the changes to the pension assets test, you’re eligible for one or more health cards.
Check if you’re eligible before you start your claim.
- find out what you need before you start your claim
- fill in your claim
- submit your claim and any documents we ask for
- wait for us to assess your claim and tell you the result
Renewing a card
You need to renew your Low Income Health Care Card.
Have your concession or health care card with you everywhere you take your phone.
Try self service
Do your Centrelink, Medicare and Child Support business using self service options, including our Express Plus mobile apps, online accounts and phone self service.
Read more about using self service.
Change of circumstances
You need to tell us if your circumstances change when you hold a Low Income Health Care Card.
Lost or stolen card
Lost or stolen cards can be replaced.
If you travel outside Australia
There are limits on how long your card remains current when you travel outside Australia. You must keep meeting the rules for this card at all times.
Someone to deal with us on your behalf
If you want someone else to deal with us, you can authorise them to enquire, act or get payments for you.
Other concession and health care cards
Concession and health care cards can help you access cheaper health care services and medicines.
Payment and Service Finder
Find, estimate and compare payments and services you may be eligible for. You can also work out what a change in circumstance might mean for the payments and services you currently get from us.
Manage your money
We’ve got advice and tools to help you with budgeting, borrowing and credit, and managing debt.
Read about how to manage your money.
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