Stillborn Baby Payment
A one off payment if you have a stillborn baby.
- have recently had a stillborn baby
- are under the income test limits or eligible for Family Tax Benefit Part A
- aren’t getting Parental Leave Pay for the same baby
1. Eligibility & payment rates Stillborn Baby Payment
Who can get Stillborn Baby Payment
You may be able to get Stillborn Baby Payment if you recently had a baby who was stillborn.
You may be able to receive this payment if:
- you recently had a baby who was stillborn
- you or your partner would have been the baby’s main carer
- you and your partner:
- you don’t receive Parental Leave Pay for the same baby
- you meet the residence rules about living in Australia
What stillborn means
A stillborn baby is one who:
- has not breathed since delivery, and
- has no heartbeat after their birth, and
- weighs at least 400 grams at their birth or had a gestation period of at least 20 weeks
The income test uses your family’s adjusted taxable income. We ask what you expect this to be for the 6 months after your baby’s birth.
The limit is an income of $60,900 in the 6 months after your baby’s birth.
If you don’t pass the income test
You may still receive this payment if you receive Family Tax Benefit Part A for another child within 52 weeks of your baby’s birth.
To pass the Family Tax Benefit Part A eligiblity test you must be:
- able to receive some Family Tax Benefit Part A for other children, and
- receiving it for at least part of the 52 weeks after you give birth to the stillborn baby
Residence rules for Stillborn Baby Payment
To get Stillborn Baby Payment, you must meet residence rules within 26 weeks of your baby's birth.
How much Stillborn Baby Payment you can get
The amount of Stillborn Baby Payment you can get depends on if this is your first child or not.
This payment is:
- a one off lump sum
- tax free
It can be part of Income Management.
For one baby
- $2,158.89 if this is your first stillborn baby
- $1,080.54 if this is not your first stillborn baby
If you have a multiple birth
- $2,158.89 for each stillborn baby, or
- Parental Leave Pay for one and Stillborn Baby Payment of $2,158.89 for others
2. Claiming Stillborn Baby Payment
3. Managing your payment Stillborn Baby Payment
Balancing your Stillborn Baby Payment
At the end of the financial year we'll balance your family payments.
What this means
This is where we:
- the income estimate you gave us at the start of the year, and
- what your family really earned for the year
- pay you a top up if you earned less
- ask you pay back an overpayment if you earned more
Why you might need to repay Stillborn Baby Payment
You may need to pay it back if:
- you received this payment under the Family Tax Benefit Part A eligibility test, but
- at the end of the year we find you weren’t eligible for Family Tax Benefit at the time
My bank account is overdrawn
You can get help to manage your money if your bank account is overdrawn.
Overdrawn bank account
A bank account is overdrawn if your balance goes below zero.
This can happen if:
- it looks like you have money to take out but another transaction hasn’t gone through yet
- you use direct debit to pay your bills
This creates a debt to the bank. Your bank might also charge you a fee. Remember, you have to pay the debt and fee back to them.
Sometimes your bank will take money from your account to pay back the debt and fee. They can't take more than 10% of your Centrelink payment. This is to protect your payment.
Bank means a bank, building society or credit union where you have an account.
Under the Code of Operation, your bank can't take more than 10% of your payment if you get:
- Age Pension
- Australian Victim of Terrorism Overseas Payment
- Bereavement Allowance
- Carer Allowance
- Carer Payment
- Crisis Payment
- Disability Support Pension
- Double Orphan Pension
- Education Entry Payment
- Farm Household Allowance
- Income Support Bonus (payment no longer exists)
- Mobility Allowance
- Newstart Allowance
- Parental Leave Pay
- Parenting Payment
- Partner Allowance
- Pension Supplement
- Schoolkids Bonus
- Sickness Allowance
- Special Benefit
- Widow Allowance
- Widow B Pension
- Wife Pension
- Youth Allowance
Also, if you get one of the payments above, your bank can't take more than 10% of your:
- ABSTUDY supplements
- Assistance for Isolated Children
- Baby Bonus
- Bereavement Payment
- Carer Adjustment Payment
- Carer Supplement
- Child Care Benefit
- Child Care Rebate
- Child Disability Assistance Payment
- Dad and Partner Pay
- Energy Supplement
- Essential Medical Equipment Payment
- Family Tax Benefit
- Newborn Upfront Payment and Newborn Supplement
- Pension Bonus Bereavement Payment
- Pension Bonus Scheme
- Pension Bonus Top Up
- Pensioner Education Supplement
- Pension Loans Scheme
- Pharmaceutical Allowance
- Remote Area Allowance
- Rent Assistance
- Single Income Family Supplement
- Stillborn Baby Payment
- Telephone Allowance
- Utilities Allowance
- Work Bonus
- Youth Disability Supplement
And, they can't take more than 10% of these Department of Veterans' Affairs payments:
- Crisis payment
- Defence Force Income Support Allowance
- Education Entry Payment
- Income Support Supplement
- Periodic Payments of Wholly Dependent Partner's Pension
- Service Pension - age, invalidity, or partner
- War Widow(er)'s Pension
You can repay more than 10% to your bank if you wish.
This agreement about how banks recover money from you does not cover all types of income. Speak to your bank about their fees and repayment policies.
Example of a protected payment
If you get a payment of $200, you can keep at least $180 (90%) of your payment. The bank can take up to $20 (10%) to repay the debt and fee.
Banks that agree to the protected payment
A list of banks, building societies and credit unions that agree to the Code are on these websites:
- Australia Bankers' Association members
- Australian Finance Industry Association members
- Customer Owned Banking Association (COBA) members who have signed the COBA Code of Practice
When the Code doesn't protect your payment
The Code doesn't protect you if:
- your account is overdrawn due to a dishonest or unlawful act
- a third party gets money you owe them from your account - for example, they have a court order to do so
Help from your bank
Talk to your bank if you overdraw your account. They can help you manage your debt.
You need to respond to requests from your bank about your debt within 60 days. If you don’t they could:
- make a report to a credit reporting body which can affect your credit rating, or
- take legal action to force you to repay your debt
If you can't resolve disputes with your bank, contact the:
Help from us
If you don’t have enough money to live on, we can help. We'll check if your bank has followed the Code. Call your regular payment number if you’d like us to help.
Other support services
Find a financial counsellor in your area on the Financial Counselling Australia website.