Australian Government rebate on Private Health Insurance

A refund for part of your private health insurance costs based on age and annual earnings.

Eligibility basics

  • have private health insurance for hospital or general extras or both with an approved insurer
  • eligible for Medicare

Eligibility

About

If you or your family pay private health insurance premiums, you may be eligible for an Australian government rebate.

Read more about rebates on private health insurance

Rebate income tiers

Rebate tiers are income tested. The rebate you can get depends on your income.

Read more about income tiers

Eligible private health fund members

Not all private health funds and private health insurance policies are eligible for Australian government rebates.

Read more about eligible private health funds and insurers

Claiming

If you pay your premiums fortnightly, monthly, in yearly instalments or in advance, there are 2 ways to claim the Australian Government rebate on Private Health Insurance – from your fund or from the Australian Taxation Office.

From your fund

You will need to register with your fund for the rebate as a premium reduction to reduce your upfront costs. To claim the rebate as a premium reduction, register with your health fund and they will provide you with a form to complete or tell you what you need to do.

You can also register by completing an Application to receive or change the Australian Government Rebate on Private Health Insurance as a reduced premium form and submitting it to your health fund.

From the Australian Taxation Office

The rebate may be claimed back on your annual income tax return, if you have not claimed it as a premium reduction. Your health fund will give you a statement at the end of the financial year to help you fill in your tax return.

Resources

Payment and Service Finder

Find, estimate and compare payments and services you may be eligible for. You can also work out what a change in circumstance might mean for the payments and services you currently get from us.

Start using Payment and Service Finder

Manage your money

 

We’ve got advice and tools to help you with budgeting, borrowing and credit, and managing debt.

Read about how to manage your money.

Page last updated: 18 October 2017