We have support available if you have a chronic medical condition needing treatment by a doctor or specialist.
If you have a chronic medical condition, you can claim benefits and payments for certain health care services. Medicare benefits and the Medicare Safety Net can help you cover the cost of health care services, such as visiting your doctor. The Pharmaceutical Benefits Scheme (PBS) and the PBS Safety Net reduces the cost of a wide range of prescription medicines.
If you're eligible, you can also apply for early access to your superannuation. Read more at the Australian Taxation Office website.
Chronic Disease Management Plan
If you've had a chronic medical condition for at least 6 months or it's terminal, you and your GP can agree to a Chronic Disease Management Plan.
Your GP will write a plan that:
- identifies your health care needs
- sets out the services your GP provides, and
- lists what you need to do
If you have complex care needs in addition to a chronic or terminal disease, your GP may also develop Team Care Arrangements (TCA). This identifies the treatment you get from your GP and at least 2 other health professionals.
If you’re eligible and your GP prepares the plan, you may also get Medicare benefits for specific allied health services. For example physiotherapy services.
Talk to your doctor to find out more about the plans.
You can read more about chronic disease management on the Department of Health website.
Concession and health care cards
Concession and health care cards can give you concessions that make it less expensive when you use certain health care services, or buy prescription medicines. There are different types of concession and health care cards. Your eligibility depends on your circumstances.
Other government and community support services
There are a range of other organisations that provide support services and useful information you may find helpful. You can use Payment and Service Finder to locate assistance in your local area.
MoneySmart has information to help you make the most of your money. Read the Budget planner section on the MoneySmart website.