High Cost Claim Indemnity Scheme

About the scheme

The Australian Government introduced the High Cost Claim Indemnity Scheme (HCCS) legislation on 1 January 2003.

This information will assist you to fill out a Medical Indemnity payment application form under the High Cost Claim Indemnity Scheme (HCCS).

The legislation was developed following recommendations by the Medical Indemnity Policy Review Panel. The panel’s concern was that medical practitioners wouldn’t be able to pay for run off cover when they no longer earned an income from medical practice.

The HCCS funds 50% of the cost of payouts by Medical Defence Organisations (MDOs) and Medical Indemnity Insurers (MIIs). The costs must be greater than the threshold amount that applies when the MDO or MII is notified of the claim, up to the limit of a medical practitioner’s indemnity cover.

Relevant legislation

The following legislation applies to HCCS:

  • Acts Interpretation Act 1901
  • Medical Indemnity Act 2002
  • Medical Indemnity Regulations 2003

More information

For more information read about Medical Indemnity for insurers or contact us.

Page last updated: 22 February 2019